Life Insurance

     Farmers Union Insurance represents several companies that write life insurance. Our agents have the ability to write term or cash value insurance. The cash value policy builds up in value while on the other hand a term policy does not. The plans that build in value are called whole life, universal life and variable life. A securities license is needed to sell the variable life plan. This plan invests its money into the financial markets. Many people purchase the cash value plan so they can utilize the money invested in later years to supplement their retirement income, while covering their needs during the earning years. Some People refer to the two plans as renting (term) or buying (cash value) insurance. There are a number of term insurance plans available. Typically a 10, 15, 20 or 25 year term is commonly sold, to cover a certain debt or special need. Term insurance is an easy solution for covering a mortgage, new vehicle or growing family. Contact one of our agents using the agent locator from this website to receive additional information about Life Insurance policies. (click here to locate agent)