Commercial
Commercial Business Owners (BOP), Contractors, and Commercial Package Policy
(CPP) are all offered by Farmers Union Insurance. A Montana Company,
we know and understand the insurance needs in your local community.
Let one of our local agents review your commercial insurance needs and discuss
options available to your business.
To find out more about our commercial lines coverage, please explore our
services listed in the lefts hand menu or call one of our local Montana
Agents. (click
here to locate agent)
Auto

Commercial auto is
written with Farmers Union Insurance and may consist of a single vehicle
policy or a farm fleet policy of five or more vehicles.
Farmers Union
Insurance agents can customize coverage for your Commercial Automobile and
farm fleet vehicles. Give your local agent a call and have him/her show
you different coverage options. (click here to locate
agent)
Business Owners

A
Business Owners (BOP) is written on those risks that are found in mainstream
Montana. BOP's are a package policy that include property and liability
coverages. Most BOPs have many extras included such as loss of income,
employee dishonesty, money and securities on and off premises, and account
receivable/ valuable papers. Your local agent can assist you in developing
a policy for your specific needs. (click here
to locate agent)
Contractors
If you are a Contractor you know the need for having a General Liability
Policy. At Farmers Union Mutual Insurance Company of Montana, we’ll
cover your General Liability, Property, and Builders Risk with options to
include contractors equipment, installation floater, underground and
bailees coverage. We insure most classes of Contractors. Our agents
can assist you in developing a policy to meet you specific needs.
(click here to
locate agent)

Commercial Package
A Commercial Package policy provides property and liability coverage on
one policy. You can add coverages and exposures as you
need.
The difference between the Commercial Package (CPP) and the Business owners
(BOP) policy is, a BOP policy is designed for the main street type risk
while a CPP policy considers more unusual risks. You can write the CPP with
replacement costs of actual cash value coverages. Endorsements may be added
to create a specific policy to fit your needs. Our agents can assist you
in developing a policy to meet you specific needs. (click
here to locate agent)